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A Very Special Bank Account


I came across this very special bank account when doing some research on the Internet.  It’s probably the one bank account that you need to use to it’s fullest if you want to make a big difference in the money you make.  What is this very special bank account?

A Very Special Bank Account

Imagine there is a bank which credits your account each morning with $86,400, carries over no balance from day to day, allows you to keep no cash balance, and every evening cancels whatever part of the amount you had failed to use during the day. What would you do? Draw out every dollar, of course!

Well, everyone has such a bank. Its name is Time. Every morning, it credits you with 86,400 seconds. Every night it writes off, as lost, whatever of this you have failed to invest to good purpose. It carries over no balance. It allows no overdraft. Each day it opens a new account for you. Each night it burns the records of the day. If you fail to use the day’s deposits, the loss is yours.

There is no going back. There is no drawing against the “tomorrow”. Therefore, there is never not enough time or too much time. Time management is decided by us alone and nobody else. It is never the case of us not having enough time to do things, but the case of whether we want to do it.

Author: Unknown

Use of Time that Takes Money Out of Your Pocket

  • Watching TV (Netflix, Hulu, HBO)
  • Video Games or Game Apps
  • Social Media (Unless this is your job)

This is not an all inclusive list but a good example of time not well spent.  I’m not saying that you can never do these things.  They just can’t be where you spend the majority of your day.  Everything in moderation.  Spend less time doing these things and spend more time on things that put money in your pocket.

Use of Time that Puts Money In Your Pocket

  • Reading positive books like self-improvement, happiness, money, or business books
  • Planning your days to ensure you’re as productive as possible
  • Quality sleep
  • Working on worthy projects
  • Education

This is not an all inclusive list, but a sample of the kind of things that can put money in your pocket if you use your time wisely.  Do these types of things make up the majority of your day?

The Takeaway

We all get the same 24 hours a day (86,400 seconds).  The difference between the rich people and the people who are struggling for money is the rich people use their time more productively while too many poor people waste their time on things that only entertain.

If you want to change your financial situation, take an account of where the hours and seconds in your day go?  Are they going towards worthy purposes that will help you grow and your bank account grow?  Or are those hours and seconds spent on things that are keeping you poor?

We all have the same amount of time in a day, but how are you using it?

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